{"id":924,"date":"2023-01-31T11:29:42","date_gmt":"2023-01-31T09:29:42","guid":{"rendered":"https:\/\/www.20w.store\/investment-management\/"},"modified":"2026-04-05T15:36:11","modified_gmt":"2026-04-05T13:36:11","slug":"investment-management","status":"publish","type":"page","link":"https:\/\/www.dif.gov.ly\/en\/","title":{"rendered":"Home Page"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"924\" class=\"elementor elementor-924 elementor-38\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\">\n\t\t\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-9b8de0d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9b8de0d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-02de84a\" data-id=\"02de84a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe02391 elementor-widget elementor-widget-spacer\" data-id=\"fe02391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df778fd elementor-widget elementor-widget-spacer\" data-id=\"df778fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f30da1 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit  ui-split-animate ui-splitby-lines elementor-widget elementor-widget-heading\" data-id=\"7f30da1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ui_animate_split&quot;:&quot;ui-split-animate&quot;,&quot;ui_animate_split_by&quot;:&quot;lines&quot;,&quot;ui_animate_split_style&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Depositors Insurance Fund in Libya<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f7abad elementor-widget elementor-widget-spacer\" data-id=\"9f7abad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c70ee4 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit animated-fast elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"0c70ee4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Depositors&#8217; Insurance Fund works to enhance confidence in the banking sector by protecting depositors&#8217; funds and guaranteeing their rights in accordance with applicable legislation. We strive to promote financial stability, provide the highest levels of transparency, and offer accurate and up-to-date information to the public and financial institutions that are members of the Fund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01d0213 elementor-widget elementor-widget-spacer\" data-id=\"01d0213\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59e42b0 elementor-widget__width-auto animated-fast elementor-invisible elementor-widget elementor-widget-button\" data-id=\"59e42b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:800}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/about-dif\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">About DIF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3e22bd elementor-widget__width-auto animated-fast elementor-invisible elementor-widget elementor-widget-button\" data-id=\"d3e22bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:800}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/publications-and-reports\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Publications and reports<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca72299 elementor-widget__width-auto elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"ca72299\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_flipX_effect&quot;:&quot;transform&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/dif.gov.ly\/wp-content\/uploads\/2026\/01\/Investment-Management-Hero-BG-Image.webp\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-457086a elementor-widget__width-auto elementor-absolute elementor-widget elementor-widget-image\" data-id=\"457086a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/dif.gov.ly\/wp-content\/uploads\/2026\/01\/Investment-Management-Hero-BG-Image.webp\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b7476fc e-flex e-con-boxed e-con e-parent\" data-id=\"6b7476fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1dc14753 e-con-full e-flex e-con e-child\" data-id=\"1dc14753\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f26dd00 elementor-widget__width-inherit ui-e-animation-ico-float elementor-widget-mobile__width-initial ui-e-top ui-e-align-center ui-e-align-tablet-center ui-e-align-mobile-center elementor-invisible elementor-widget elementor-widget-uicore-icon-box\" data-id=\"4f26dd00\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:&quot;160&quot;,&quot;position&quot;:&quot;top&quot;,&quot;content_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uicore-icon-box.default\">\n\t\t\t\t\t\n        <div class=\"ui-e-ico-box\" >\n\n            \n            <div class='ui-e-flex-wrp'>\n\n                                    <div class=\"ui-e-icon-wrp\">\n\n                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-money-bill-alt\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M320 144c-53.02 0-96 50.14-96 112 0 61.85 42.98 112 96 112 53 0 96-50.13 96-112 0-61.86-42.98-112-96-112zm40 168c0 4.42-3.58 8-8 8h-64c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h16v-55.44l-.47.31a7.992 7.992 0 0 1-11.09-2.22l-8.88-13.31a7.992 7.992 0 0 1 2.22-11.09l15.33-10.22a23.99 23.99 0 0 1 13.31-4.03H328c4.42 0 8 3.58 8 8v88h16c4.42 0 8 3.58 8 8v16zM608 64H32C14.33 64 0 78.33 0 96v320c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V96c0-17.67-14.33-32-32-32zm-16 272c-35.35 0-64 28.65-64 64H112c0-35.35-28.65-64-64-64V176c35.35 0 64-28.65 64-64h416c0 35.35 28.65 64 64 64v160z\"><\/path><\/svg>\n                    <\/div>\n                \n                <div class=\"ui-e-title-wrp\"><h4 class=\"ui-e-title\"><a href=\"#\">Securing deposits within legally prescribed limits<\/a><\/h4><\/div>\n            <\/div>\n\n            <div class=\"ui-e-box-content\">\n                \n                <div class=\"ui-e-description\">\n                                    <\/div>\n\n                \n            <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dd7a27e elementor-widget__width-inherit ui-e-animation-ico-float elementor-widget-mobile__width-initial ui-e-top ui-e-align-center ui-e-align-tablet-center ui-e-align-mobile-center elementor-invisible elementor-widget elementor-widget-uicore-icon-box\" data-id=\"1dd7a27e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:&quot;240&quot;,&quot;position&quot;:&quot;top&quot;,&quot;content_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uicore-icon-box.default\">\n\t\t\t\t\t\n        <div class=\"ui-e-ico-box\" >\n\n            \n            <div class='ui-e-flex-wrp'>\n\n                                    <div class=\"ui-e-icon-wrp\">\n\n                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-users\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M96 224c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm448 0c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm32 32h-64c-17.6 0-33.5 7.1-45.1 18.6 40.3 22.1 68.9 62 75.1 109.4h66c17.7 0 32-14.3 32-32v-32c0-35.3-28.7-64-64-64zm-256 0c61.9 0 112-50.1 112-112S381.9 32 320 32 208 82.1 208 144s50.1 112 112 112zm76.8 32h-8.3c-20.8 10-43.9 16-68.5 16s-47.6-6-68.5-16h-8.3C179.6 288 128 339.6 128 403.2V432c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48v-28.8c0-63.6-51.6-115.2-115.2-115.2zm-223.7-13.4C161.5 263.1 145.6 256 128 256H64c-35.3 0-64 28.7-64 64v32c0 17.7 14.3 32 32 32h65.9c6.3-47.4 34.9-87.3 75.2-109.4z\"><\/path><\/svg>\n                    <\/div>\n                \n                <div class=\"ui-e-title-wrp\"><h4 class=\"ui-e-title\"><a href=\"#\">Protecting and compensating depositors in the event of the failure or liquidation of any member bank<\/a><\/h4><\/div>\n            <\/div>\n\n            <div class=\"ui-e-box-content\">\n                \n                <div class=\"ui-e-description\">\n                                    <\/div>\n\n                \n            <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-291d44c0 elementor-widget__width-inherit ui-e-animation-ico-float elementor-widget-mobile__width-initial ui-e-top ui-e-align-center ui-e-align-tablet-center ui-e-align-mobile-center elementor-invisible elementor-widget elementor-widget-uicore-icon-box\" data-id=\"291d44c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:&quot;320&quot;,&quot;position&quot;:&quot;top&quot;,&quot;content_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;content_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uicore-icon-box.default\">\n\t\t\t\t\t\n        <div class=\"ui-e-ico-box\" >\n\n            \n            <div class='ui-e-flex-wrp'>\n\n                                    <div class=\"ui-e-icon-wrp\">\n\n                        <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-users-cog\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M610.5 341.3c2.6-14.1 2.6-28.5 0-42.6l25.8-14.9c3-1.7 4.3-5.2 3.3-8.5-6.7-21.6-18.2-41.2-33.2-57.4-2.3-2.5-6-3.1-9-1.4l-25.8 14.9c-10.9-9.3-23.4-16.5-36.9-21.3v-29.8c0-3.4-2.4-6.4-5.7-7.1-22.3-5-45-4.8-66.2 0-3.3.7-5.7 3.7-5.7 7.1v29.8c-13.5 4.8-26 12-36.9 21.3l-25.8-14.9c-2.9-1.7-6.7-1.1-9 1.4-15 16.2-26.5 35.8-33.2 57.4-1 3.3.4 6.8 3.3 8.5l25.8 14.9c-2.6 14.1-2.6 28.5 0 42.6l-25.8 14.9c-3 1.7-4.3 5.2-3.3 8.5 6.7 21.6 18.2 41.1 33.2 57.4 2.3 2.5 6 3.1 9 1.4l25.8-14.9c10.9 9.3 23.4 16.5 36.9 21.3v29.8c0 3.4 2.4 6.4 5.7 7.1 22.3 5 45 4.8 66.2 0 3.3-.7 5.7-3.7 5.7-7.1v-29.8c13.5-4.8 26-12 36.9-21.3l25.8 14.9c2.9 1.7 6.7 1.1 9-1.4 15-16.2 26.5-35.8 33.2-57.4 1-3.3-.4-6.8-3.3-8.5l-25.8-14.9zM496 368.5c-26.8 0-48.5-21.8-48.5-48.5s21.8-48.5 48.5-48.5 48.5 21.8 48.5 48.5-21.7 48.5-48.5 48.5zM96 224c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm224 32c1.9 0 3.7-.5 5.6-.6 8.3-21.7 20.5-42.1 36.3-59.2 7.4-8 17.9-12.6 28.9-12.6 6.9 0 13.7 1.8 19.6 5.3l7.9 4.6c.8-.5 1.6-.9 2.4-1.4 7-14.6 11.2-30.8 11.2-48 0-61.9-50.1-112-112-112S208 82.1 208 144c0 61.9 50.1 112 112 112zm105.2 194.5c-2.3-1.2-4.6-2.6-6.8-3.9-8.2 4.8-15.3 9.8-27.5 9.8-10.9 0-21.4-4.6-28.9-12.6-18.3-19.8-32.3-43.9-40.2-69.6-10.7-34.5 24.9-49.7 25.8-50.3-.1-2.6-.1-5.2 0-7.8l-7.9-4.6c-3.8-2.2-7-5-9.8-8.1-3.3.2-6.5.6-9.8.6-24.6 0-47.6-6-68.5-16h-8.3C179.6 288 128 339.6 128 403.2V432c0 26.5 21.5 48 48 48h255.4c-3.7-6-6.2-12.8-6.2-20.3v-9.2zM173.1 274.6C161.5 263.1 145.6 256 128 256H64c-35.3 0-64 28.7-64 64v32c0 17.7 14.3 32 32 32h65.9c6.3-47.4 34.9-87.3 75.2-109.4z\"><\/path><\/svg>\n                    <\/div>\n                \n                <div class=\"ui-e-title-wrp\"><h4 class=\"ui-e-title\"><a href=\"#\">Enhancing financial stability in the banking system<\/a><\/h4><\/div>\n            <\/div>\n\n            <div class=\"ui-e-box-content\">\n                \n                <div class=\"ui-e-description\">\n                                    <\/div>\n\n                \n            <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-313dd45 elementor-section-full_width elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"313dd45\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;split&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 20\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,0v3c0,0,393.8,0,483.4,0c9.2,0,16.6,7.4,16.6,16.6c0-9.1,7.4-16.6,16.6-16.6C606.2,3,1000,3,1000,3V0H0z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9db5d67 ui-col-align-right\" data-id=\"9db5d67\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd1634e  ui-split-animate ui-splitby-lines elementor-widget elementor-widget-heading\" data-id=\"dd1634e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ui_animate_split&quot;:&quot;ui-split-animate&quot;,&quot;ui_animate_split_by&quot;:&quot;lines&quot;,&quot;ui_animate_split_style&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rules and regulations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fccf9fd elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"fccf9fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/rules-and-regulations\/#rules_en\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Banking Law\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"ri ri-secure-payment-fill\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/rules-and-regulations\/#rules_en\" >\n\t\t\t\t\t\t\tBanking Law\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6d0698 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"d6d0698\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/rules-and-regulations\/#fund_statute_en\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Statute of DIF\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"ri ri-book-3-fill\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/rules-and-regulations\/#fund_statute_en\" >\n\t\t\t\t\t\t\tStatute of DIF\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba3304b elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"ba3304b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/en\/rules-and-regulations\/#memoranda%20of_understanding_en\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Memoranda of Understanding\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"lu lu-book-copy\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/en\/rules-and-regulations\/#memoranda%20of_understanding_en\" >\n\t\t\t\t\t\t\tMemoranda of Understanding\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aca3d4a elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"aca3d4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"#\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Instructions and regulatory decisions issued by the competent authorities that regulate the work of the fund.\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-book-reader\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M352 96c0-53.02-42.98-96-96-96s-96 42.98-96 96 42.98 96 96 96 96-42.98 96-96zM233.59 241.1c-59.33-36.32-155.43-46.3-203.79-49.05C13.55 191.13 0 203.51 0 219.14v222.8c0 14.33 11.59 26.28 26.49 27.05 43.66 2.29 131.99 10.68 193.04 41.43 9.37 4.72 20.48-1.71 20.48-11.87V252.56c-.01-4.67-2.32-8.95-6.42-11.46zm248.61-49.05c-48.35 2.74-144.46 12.73-203.78 49.05-4.1 2.51-6.41 6.96-6.41 11.63v245.79c0 10.19 11.14 16.63 20.54 11.9 61.04-30.72 149.32-39.11 192.97-41.4 14.9-.78 26.49-12.73 26.49-27.06V219.14c-.01-15.63-13.56-28.01-29.81-27.09z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"#\" >\n\t\t\t\t\t\t\tInstructions and regulatory decisions issued by the competent authorities that regulate the work of the fund.\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0bcaf50 animated-fast elementor-invisible\" data-id=\"0bcaf50\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ff68f6 elementor-widget elementor-widget-heading\" data-id=\"8ff68f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Annual Reports<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dad701 elementor-widget elementor-widget-text-editor\" data-id=\"0dad701\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>View and download the annual reports, click on the following files:<\/strong><\/p>\n<p><div class=\"dflip-books\"><div class=\"_df_thumb \" id=\"df_373\"  _slug=\"annual-report-for-the-period-2010-2014\" data-title=\"%d8%a7%d9%84%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%a7%d9%84%d8%b3%d9%86%d9%88%d9%8a-%d8%b9%d9%86-%d8%a7%d9%84%d9%81%d8%aa%d8%b1%d8%a9-2010-2014\" wpoptions=\"true\" thumb=\"https:\/\/dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u0627\u0644\u062a\u0642\u0631\u064a\u0631-\u0627\u0644\u0633\u0646\u0648\u064a-\u0639\u0646-\u0627\u0644\u0641\u062a\u0631\u0629-2010-2014.png\" thumbtype=\"\" >\u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0639\u0646 \u0627\u0644\u0641\u062a\u0631\u0629 2010-2014<\/div><script class=\"df-shortcode-script\" nowprocket type=\"application\/javascript\">window.option_df_373 = {\"outline\":[],\"autoEnableOutline\":\"false\",\"autoEnableThumbnail\":\"false\",\"overwritePDFOutline\":\"false\",\"direction\":\"2\",\"pageSize\":\"0\",\"source\":\"https:\\\/\\\/dif.gov.ly\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/\\u0627\\u0644\\u062a\\u0642\\u0631\\u064a\\u0631-\\u0627\\u0644\\u0633\\u0646\\u0648\\u064a-\\u0639\\u0646-\\u0627\\u0644\\u0641\\u062a\\u0631\\u0629-2010-2014.pdf\",\"wpOptions\":\"true\"}; if(window.DFLIP && window.DFLIP.parseBooks){window.DFLIP.parseBooks();}<\/script><div class=\"_df_thumb \" id=\"df_375\"  _slug=\"annual-report-for-the-period-2015-2018\" data-title=\"%d8%a7%d9%84%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%a7%d9%84%d8%b3%d9%86%d9%88%d9%8a-%d8%b9%d9%86-%d8%a7%d9%84%d9%81%d8%aa%d8%b1%d8%a9-2015-2018\" wpoptions=\"true\" thumb=\"https:\/\/dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u0627\u0644\u062a\u0642\u0631\u064a\u0631-\u0627\u0644\u0633\u0646\u0648\u064a-\u0639\u0646-\u0627\u0644\u0641\u062a\u0631\u0629-2015-2018.png\" thumbtype=\"\" >\u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0639\u0646 \u0627\u0644\u0641\u062a\u0631\u0629 2015-2018<\/div><script class=\"df-shortcode-script\" nowprocket type=\"application\/javascript\">window.option_df_375 = {\"outline\":[],\"autoEnableOutline\":\"false\",\"autoEnableThumbnail\":\"false\",\"overwritePDFOutline\":\"false\",\"direction\":\"2\",\"pageSize\":\"0\",\"source\":\"https:\\\/\\\/dif.gov.ly\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/\\u0627\\u0644\\u062a\\u0642\\u0631\\u064a\\u0631-\\u0627\\u0644\\u0633\\u0646\\u0648\\u064a-\\u0639\\u0646-\\u0627\\u0644\\u0641\\u062a\\u0631\\u0629-2015-2018.pdf\",\"wpOptions\":\"true\"}; if(window.DFLIP && window.DFLIP.parseBooks){window.DFLIP.parseBooks();}<\/script><div class=\"_df_thumb \" id=\"df_369\"  _slug=\"2019\" data-title=\"%d8%a7%d9%84%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%a7%d9%84%d8%b3%d9%86%d9%88%d9%8a-2019\" wpoptions=\"true\" thumb=\"https:\/\/dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-Libya-\u0627\u0644\u062a\u0642\u0631\u064a\u0631-\u0627\u0644\u0633\u0646\u0648\u064a-2019.png\" thumbtype=\"\" >\u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a 2019<\/div><script class=\"df-shortcode-script\" nowprocket type=\"application\/javascript\">window.option_df_369 = {\"outline\":[],\"autoEnableOutline\":\"false\",\"autoEnableThumbnail\":\"false\",\"overwritePDFOutline\":\"false\",\"direction\":\"2\",\"pageSize\":\"0\",\"source\":\"https:\\\/\\\/dif.gov.ly\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/\\u0627\\u0644\\u062a\\u0642\\u0631\\u064a\\u0631-\\u0627\\u0644\\u0633\\u0646\\u0648\\u064a-2019.pdf\",\"wpOptions\":\"true\"}; if(window.DFLIP && window.DFLIP.parseBooks){window.DFLIP.parseBooks();}<\/script><div class=\"_df_thumb \" id=\"df_361\"  _slug=\"%d8%a7%d9%84%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%a7%d9%84%d8%b3%d9%86%d9%88%d9%8a-2020\" data-title=\"%d8%a7%d9%84%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%a7%d9%84%d8%b3%d9%86%d9%88%d9%8a-2020\" wpoptions=\"true\" thumb=\"https:\/\/dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-Libya-\u0627\u0644\u062a\u0642\u0631\u064a\u0631-\u0627\u0644\u0633\u0646\u0648\u064a-2020.png\" thumbtype=\"\" >\u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a 2020<\/div><script class=\"df-shortcode-script\" nowprocket type=\"application\/javascript\">window.option_df_361 = {\"outline\":[],\"autoEnableOutline\":\"false\",\"autoEnableThumbnail\":\"false\",\"overwritePDFOutline\":\"false\",\"direction\":\"2\",\"pageSize\":\"0\",\"source\":\"https:\\\/\\\/dif.gov.ly\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/\\u0627\\u0644\\u062a\\u0642\\u0631\\u064a\\u0631-\\u0627\\u0644\\u0633\\u0646\\u0648\\u064a-2020.pdf\",\"wpOptions\":\"true\"}; if(window.DFLIP && window.DFLIP.parseBooks){window.DFLIP.parseBooks();}<\/script><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-55e1f134 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"55e1f134\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2f75d955\" data-id=\"2f75d955\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17de469d elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"17de469d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomOutUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e7b6e39 elementor-widget elementor-widget-spacer\" data-id=\"6e7b6e39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cff0a5e elementor-invisible elementor-widget elementor-widget-bdt-accordion\" data-id=\"3cff0a5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomOutUp&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"bdt-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-container\">\n\t\t\t<div id=\"bdt-ep-accordion-3cff0a5e\" class=\"bdt-ep-accordion bdt-accordion\" data-bdt-accordion=\"{&quot;collapsible&quot;:true,&quot;multiple&quot;:false,&quot;animation&quot;:true,&quot;transition&quot;:&quot;ease-in-out&quot;,&quot;duration&quot;:200}\" \t\tdata-settings=\"{&quot;id&quot;:&quot;bdt-ep-accordion-3cff0a5e&quot;,&quot;activeHash&quot;:&quot;no&quot;,&quot;activeScrollspy&quot;:null,&quot;hashTopOffset&quot;:false,&quot;hashScrollspyTime&quot;:false,&quot;closeAllItemsOnMobile&quot;:false}\">\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item bdt-open\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-is-the-depositors-insurance-fund\"\n\t\t\t\t\t\t\tdata-accordion-index=\"0\" data-title=\"what-is-the-depositors-039-insurance-fund\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What is the Depositors&#039; Insurance Fund?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Depositors\u2019 Insurance Fund is a financially and administratively independent institution. Its primary purpose is to provide insurance for deposits held in banks operating within Libya, aiming to encourage citizens to save, reinforcing public confidence in the banking system, and ensuring financial stability.\u00a0 The DIF operates under the Supervision of the Central Bank of Libya (CBL) <\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-is-the-purpose-of-creating-the-dif\"\n\t\t\t\t\t\t\tdata-accordion-index=\"1\" data-title=\"what-is-the-purpose-of-creating-the-dif\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What is the purpose of creating the DIF?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p>The fund was established to protect the rights of depositors, maintain financial stability, and reduce the risks that may arise when banks fail.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-types-of-accounts-are-covered-by-the-guarantee\"\n\t\t\t\t\t\t\tdata-accordion-index=\"2\" data-title=\"what-types-of-accounts-are-covered-by-the-guarantee\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What types of accounts are covered by the guarantee?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<ol><li>Current Accounts<\/li><li>Savings Accounts<\/li><li>Time Deposits<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-which-accounts-are-not-covered-by-the-guarantee\"\n\t\t\t\t\t\t\tdata-accordion-index=\"3\" data-title=\"which-accounts-are-not-covered-by-the-guarantee\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Which accounts are not covered by the guarantee?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<ol><li style=\"list-style-type: none;\"><ol><li>Foreign currency deposits<\/li><li>Funds deposited as collateral for loans or banking facilities<\/li><li>Deposits of board members and executive managers of the troubled bank<\/li><\/ol><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-is-the-dis-depositors-insurance-system\"\n\t\t\t\t\t\t\tdata-accordion-index=\"4\" data-title=\"what-is-the-dis-depositors-insurance-system\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What is the DIS (Depositors\u2019 Insurance System)?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The DIF was established under Article (91) of Law No. 1\/2005 regarding banks &amp; its Amendments. The law mandates &#8221; The creation of a Fund known as the Depositors\u2019 Insurance Fund (DIF), responsible for insuring deposits in banks operating in Libya.\u00a0 All banks accepting deposits are members of the DIF, in accordance with the provisions of both conventional and Islamic banking, as stipulated in the amended articles.\u00a0 The elements of the conventional Banking system. The amendments also included certain modifications to elements of the conventional banking framework.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-is-the-role-of-the-depositors-insurance-fund\"\n\t\t\t\t\t\t\tdata-accordion-index=\"5\" data-title=\"what-is-the-role-of-the-depositors-039-insurance-fund\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What is the role of the Depositors&#039; Insurance Fund?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The primary role of the Depositors\u2019 Insurance Fund is to contribute to the stability of the financial system and to protect small depositors. This is achieved through the management of the depositors\u2019 insurance system and its continuous review. aiming at assessing its effectiveness in fulfilling its objectives. The DIF also contributes to better banking risk management and ensures the desired level of financial stability.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-how-can-the-depositors-insurance-fund-contribute-to-the-stability-of-the-countrys-financial-system\"\n\t\t\t\t\t\t\tdata-accordion-index=\"6\" data-title=\"how-can-the-depositors-insurance-fund-contribute-to-the-stability-of-the-country-s-financial-system\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- How can the Depositors\u2019 Insurance Fund contribute to the stability of the country\u2019s financial system?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The DIF contributes to financial stability by performing its duties in accordance with its foundational regulations. This includes the continuous and close monitoring of the financial positions of member banks in coordination with the Central Bank of Libya, in order to assess the likelihood of default, distress, or insolvency. Through its inspection division, and in collaboration with the Central Bank of Libya, the Fund monitors bank deposits, tracks developments affecting them, and evaluates the liquidity positions of banks. Additionally, through its compensation role, the DIF reimburses depositors for their deposits by following procedures that ensure depositors are compensated in accordance with the system\u2019s regulations.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-who-are-the-member-banks-of-the-depositors-insurance-fund\"\n\t\t\t\t\t\t\tdata-accordion-index=\"7\" data-title=\"who-are-the-member-banks-of-the-depositors-insurance-fund\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Who are the member banks of the Depositors\u2019 Insurance Fund?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">According to\u00a0<\/span><b>Article 91 of Law No. 1 of 2005<\/b><span style=\"font-weight: 400;\">, which establishes the Depositors\u2019 Insurance Fund to provide deposit insurance for banks operating in Libya, all banks accepting deposits are members of the Fund. Furthermore,\u00a0<\/span><b>Article 4 of the DIF\u2019s Articles of Regulation<\/b><span style=\"font-weight: 400;\">\u00a0stipulates that the Fund includes all licensed banks and institutions authorized to accept deposits operating in Libya. Consequently, all banks operating in the country that accept deposits are legally required to join the DIF as members. Based on this framework, the current member banks are:<\/span><\/p><p><br \/><br \/><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Jumhouria Bank.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wahda Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sahara Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">National Commercial Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Alwafa Bank.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aman Bank for Commerce and investment<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank of Commerce &amp; Development.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mediterranean Bank.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">National Union Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Assaray Trade and Investment Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Alwaha Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arab Commercial Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">United Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">North Africa Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">First Gulf Libyan Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nuran Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Libyan Foreign Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Libyan Islamic Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Yaqeen Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Andalus Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arab Investment Islamic Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daman Islamic Bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Islamic Finance Bank\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tadhamun Bank<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">All banks have fulfilled their respective contributions to the core capital \u00a0 of the DIF.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-which-deposits-are-covered-by-the-depositors-insurance-fund-and-which-deposits-are-not-covered\"\n\t\t\t\t\t\t\tdata-accordion-index=\"8\" data-title=\"which-deposits-are-covered-by-the-depositors-039-insurance-fund-and-which-deposits-are-not-covered\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Which deposits are covered by the Depositors&#039; Insurance Fund, and which deposits are not covered?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Board of Directors of the DIF, at its second meeting for the year 2010 held on 31\/05\/2010, determined the deposits that are subject to and excluded from the DIF\u2019S insurance as follows:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deposits covered by the DIF\u2019s Insurance<\/b><span style=\"font-weight: 400;\">\u00a0include bank deposits held with member banks in Libyan dinars, including current accounts, time deposits, and savings accounts, for all individuals, partnerships, companies, institutions, and entities in both the public and private sectors, as well as administrative bodies and units, within the maximum insurance limits specified in the DIF\u2019s Articles of Association.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Deposits not covered by the DIF\u2019s insurance<\/b><span style=\"font-weight: 400;\">\u00a0include the following:<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deposits of any commercial bank held with another bank.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deposits of officials responsible for managing the bank where the deposit is held (the chairman and members of the board of directors, the general manager, his deputy, and his assistants).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deposits of persons tasked with auditing the accounts of the bank where the deposit is held (the head of the internal audit department, the head of the compliance unit, the head of the risk management department, and the external auditor).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deposits in foreign currency (during this phase).<\/span><\/li><\/ul><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-does-a-deposit-need-a-written-application-to-be-covered-by-the-difs-insurance\"\n\t\t\t\t\t\t\tdata-accordion-index=\"9\" data-title=\"does-a-deposit-need-a-written-application-to-be-covered-by-the-dif-s-insurance\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Does a deposit need a written application to be covered by the DIF\u2019s insurance?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Inclusion of a deposit under the DIF\u2019s insurance does not require submitting any applications or documents, nor paying any amounts by depositors. Bank deposits are guaranteed automatically once the bank managing the deposit becomes a member of the DIF (membership is mandatory by law). It is emphasized that depositors bear no cost in return for obtaining the insurance provided by the DIF.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-who-pays-the-insurance-fee-annual-fee-under-the-depositors-insurance-fund-system-and-how-much-is-it\"\n\t\t\t\t\t\t\tdata-accordion-index=\"10\" data-title=\"who-pays-the-insurance-fee-annual-fee-under-the-depositors-insurance-fund-system-and-how-much-is-it\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Who pays the insurance fee (annual fee) under the Depositors\u2019 Insurance Fund system, and how much is it?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The annual subscription fee is paid by member banks on behalf of their customers, in accordance with the law and the Articles of Association under which the DIF was established. It should be noted that the Central Bank of Libya paid its share of the capital in a single payment, demonstrating its interest in and support for establishing the DIF and equipping it with the capabilities necessary to address any failure or bankruptcy that any member bank may face. The fee is determined as a percentage of the total deposit liabilities of member banks as of 31\/12\/\u2026 of the year preceding the year in which the fee is paid.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-are-there-limits-to-deposit-insurance-or-does-the-insurance-cover-the-full-deposit-amount\"\n\t\t\t\t\t\t\tdata-accordion-index=\"11\" data-title=\"are-there-limits-to-deposit-insurance-or-does-the-insurance-cover-the-full-deposit-amount\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAre there limits to deposit insurance, or does the insurance cover the full deposit amount?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes,<\/span> <span style=\"font-weight: 400;\">there are limits to the insurance, as specified in the DIF\u2019s Articles of Association. Upper limits have been set for the insurance, which are reviewed and adjusted periodically by the DIF\u2019s Board of Directors in a manner that achieves the objectives for which the DIF was established<\/span><b>.<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-is-it-possible-to-pay-an-additional-insurance-extra-fee-if-the-deposit-amount-exceeds-the-insurance-limit\"\n\t\t\t\t\t\t\tdata-accordion-index=\"12\" data-title=\"is-it-possible-to-pay-an-additional-insurance-extra-fee-if-the-deposit-amount-exceeds-the-insurance-limit\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Is it possible to pay an additional insurance (extra fee) if the deposit amount exceeds the insurance limit?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This is not possible. Bank deposit guarantees are not like property or life insurance. Rather, they are a system through which monetary authorities aim to provide adequate protection for depositors to recover their funds in case their banks face financial difficulties.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-how-does-the-dif-guarantee-depositors-deposits\"\n\t\t\t\t\t\t\tdata-accordion-index=\"13\" data-title=\"how-does-the-dif-guarantee-depositors-deposits\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- How does the DIF guarantee depositors\u2019 deposits?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The DIF guarantees depositors\u2019 funds in accordance with its Articles of Association. Depositors are compensated for their funds through immediate compensation within a maximum period of one month from the date claims are submitted for their Libyan-dinar deposits held with a failed or bankrupt bank.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-if-a-depositor-holds-several-deposits-in-different-branches-of-the-same-bank-are-these-deposits-guaranteed-separately-for-each-branch\"\n\t\t\t\t\t\t\tdata-accordion-index=\"14\" data-title=\"if-a-depositor-holds-several-deposits-in-different-branches-of-the-same-bank-are-these-deposits-guaranteed-separately-for-each-branch\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- If a depositor holds several deposits in different branches of the same bank, are these deposits guaranteed separately for each branch?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Under the DIF\u2019s Articles of Association, accounts owned by one person with the same bank\u2014regardless of the branch\u2014are considered a single account. Accordingly, deposits belonging to one depositor across multiple branches of the same bank are treated as one deposit, and the guarantee amount is calculated on this basis.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3b8f54e5\" data-id=\"3b8f54e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c3175c4 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2c3175c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomOutUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-690f026a elementor-widget elementor-widget-spacer\" data-id=\"690f026a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf5edad elementor-invisible elementor-widget elementor-widget-bdt-accordion\" data-id=\"7cf5edad\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomOutUp&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"bdt-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-container\">\n\t\t\t<div id=\"bdt-ep-accordion-7cf5edad\" class=\"bdt-ep-accordion bdt-accordion\" data-bdt-accordion=\"{&quot;collapsible&quot;:true,&quot;multiple&quot;:false,&quot;animation&quot;:true,&quot;transition&quot;:&quot;ease-in-out&quot;,&quot;duration&quot;:200}\" \t\tdata-settings=\"{&quot;id&quot;:&quot;bdt-ep-accordion-7cf5edad&quot;,&quot;activeHash&quot;:&quot;no&quot;,&quot;activeScrollspy&quot;:null,&quot;hashTopOffset&quot;:false,&quot;hashScrollspyTime&quot;:false,&quot;closeAllItemsOnMobile&quot;:false}\">\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item bdt-open\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-is-the-maximum-deposit-insurance-coverage\"\n\t\t\t\t\t\t\tdata-accordion-index=\"0\" data-title=\"what-is-the-maximum-deposit-insurance-coverage\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What is the maximum deposit Insurance coverage?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p>The DIF relies on a tiered system in the process of guaranteeing depositors&#8217; deposits, and these tiers are divided into five tiers, with the maximum guarantee being 250,000 Libyan dinars, which is represented in the fifth tier, according to the bylaws \u2013 Article No. 28.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-how-can-a-depositor-determine-the-amount-of-compensation-they-are-entitled-to\"\n\t\t\t\t\t\t\tdata-accordion-index=\"1\" data-title=\"how-can-a-depositor-determine-the-amount-of-compensation-they-are-entitled-to\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- How can a depositor determine the amount of compensation they are entitled to?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p>The depositor can use the &#8220;Calculate your compensation immediately&#8221; tool available on the website, where the deposit amount is entered to automatically display the compensation amount, in accordance with the legal guarantee limits.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-when-will-the-compensation-be-disbursed-to-depositors\"\n\t\t\t\t\t\t\tdata-accordion-index=\"2\" data-title=\"when-will-the-compensation-be-disbursed-to-depositors\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- When will the compensation be disbursed to depositors?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p>The compensation will be disbursed after an official decision is issued to liquidate the failing bank, and the procedures are completed within thirty days from the date of the liquidation decision.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-if-a-depositor-has-deposits-in-several-banks-that-are-members-of-the-fund-are-these-deposits-combined-and-treated-as-one-account-for-the-purpose-of-determining-compensation-insurance\"\n\t\t\t\t\t\t\tdata-accordion-index=\"3\" data-title=\"if-a-depositor-has-deposits-in-several-banks-that-are-members-of-the-fund-are-these-deposits-combined-and-treated-as-one-account-for-the-purpose-of-determining-compensation-insurance\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- If a depositor has deposits in several banks that are members of the Fund, are these deposits combined and treated as one account for the purpose of determining compensation (insurance)?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p>No, deposits held with different banks covered under separate insurances. The guarantee or compensation is applied based on the maximum limit for each deposit held with each bank individually.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-can-you-provide-an-example-of-the-compensation-mechanism-that-the-dif-would-follow-for-depositors-in-the-event-of-a-bank-failure\"\n\t\t\t\t\t\t\tdata-accordion-index=\"4\" data-title=\"can-you-provide-an-example-of-the-compensation-mechanism-that-the-dif-would-follow-for-depositors-in-the-event-of-a-bank-failure\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Can you provide an example of the compensation mechanism that the DIF would follow for depositors in the event of a bank failure?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes, this can be explained in a simplified manner. First, it should be noted that Chapter Six of the Articles of Association is largely dedicated to provisions related to deposit insurances. The following example is provided for clarification:<\/span><\/p><p><span style=\"font-weight: 400;\">Example: A depositor holds a deposit with Bank (S) across several of its branches totaling\u00a0150,000 dinars, and the bank is declared bankrupt. How would compensation be handled under the DIF\u2019s Articles of Association?<\/span><\/p><p><span style=\"font-weight: 400;\">The DIF\u2019s Articles of Association adopt a tiered mechanism to determine the amount of insurance, as specified in Article (28). Accordingly, the insurance would be calculated as follows:<\/span><\/p><p>\u00a0<\/p><table><tbody><tr><td><p><span style=\"font-weight: 400;\">Tier<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Deposit Range (Dinars)<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Amount Guaranteed<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">1<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Up to 10,000<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">10,000<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">2<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">10,001 \u2013 100,000<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">50,000<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">3<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">100,001 \u2013 150,000<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">12,500<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">Total guaranteed amount:\u00a072,500 dinars.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-are-deposits-held-by-non-libyan-depositors-in-local-currency-covered-by-the-insurance\"\n\t\t\t\t\t\t\tdata-accordion-index=\"5\" data-title=\"are-deposits-held-by-non-libyan-depositors-in-local-currency-covered-by-the-insurance\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Are deposits held by non-Libyan depositors in local currency covered by the Insurance?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes, they are covered. The depositor\u2019s nationality does not affect their entitlement to receive insurance for their deposits. Therefore, their funds have the same protection as deposits held by Libyan<\/span> <span style=\"font-weight: 400;\">nationals.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-does-the-dif-guarantee-customers-deposits-in-foreign-currencies\"\n\t\t\t\t\t\t\tdata-accordion-index=\"6\" data-title=\"does-the-dif-guarantee-customers-deposits-in-foreign-currencies\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Does the DIF guarantee customers\u2019 deposits in foreign currencies?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Since the DIF is still in its early stage of establishment, it does not currently guarantee deposits in foreign currencies. However, when drafting the Articles of Association, the legislation did not rule out the possibility of guaranteeing such deposits (foreign-currency deposits) in the future. This would become feasible once the DIF establishes a fully developed institutional entity capable to monitor surrounding conditions, develop and adapt accordingly. Foreign-currency deposits may eventually fall under the DIF\u2019s insurance, especially if it becomes evident that their relative importance within total bank deposits is particularly high.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-is-the-maximum-limit-of-the-insurance\"\n\t\t\t\t\t\t\tdata-accordion-index=\"7\" data-title=\"what-is-the-maximum-limit-of-the-insurance\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What is the maximum limit of the insurance?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Article (28) of the DIF\u2019s Articles of Association defines the maximum limits of the insurance provided by the DIF. These limits were set taking into account the following considerations:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To cover the largest possible segment of depositors, especially small depositors.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To ensure that the insurance serves the depositor and fulfills its purpose by preventing any impact that could negatively affect the management of the depositor\u2019s daily life.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Accordingly, the insurance limits under the system are defined as follows:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Full insurance<\/b><span style=\"font-weight: 400;\">\u00a0if the deposit amount does not exceed\u00a0<\/span><b>10,000 dinars<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Insurance of half the deposit value<\/b><span style=\"font-weight: 400;\">\u00a0if the deposit amount is between\u00a0<\/span><b>10,001 dinars\u00a0and\u00a0100,000 dinars<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Insurance of one quarter of the deposit value<\/b><span style=\"font-weight: 400;\">\u00a0if the deposit amount is between\u00a0<\/span><b>100,001 dinars\u00a0and\u00a0400,000 dinars<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Insurance of one eighth of the deposit value<\/b><span style=\"font-weight: 400;\">\u00a0if the deposit amount is between\u00a0<\/span><b>400,001 dinars\u00a0and\u00a01,000,000 dinars<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Insurance of one tenth of the deposit value<\/b><span style=\"font-weight: 400;\">, up to a maximum of\u00a0<\/span><b>250,000 dinars<\/b><span style=\"font-weight: 400;\">, if the deposit amount exceeds\u00a0<\/span><b>1,000,000 dinars<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">In this regard, it should be noted that the value of the insurances provided under the DIF\u2019s Articles of Association clearly exceeds the insurances offered by similar institutions in other countries that preceded Libya in this field.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">This reflects the authorities\u2019 desire to adopt effective and sound monetary policies in Libya, supporting the strength and resilience of the banking sector in overcoming any problems it may face, through the provision of compensation (insurances) at the levels indicated.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-happens-to-a-depositor-who-holds-a-deposit-exceeding-the-maximum-limits-specified-in-the-system\"\n\t\t\t\t\t\t\tdata-accordion-index=\"8\" data-title=\"what-happens-to-a-depositor-who-holds-a-deposit-exceeding-the-maximum-limits-specified-in-the-system\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What happens to a depositor who holds a deposit exceeding the maximum limits specified in the system?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The depositor receives the insured amount referred to above as immediate compensation within one month from the date of submitting the claim. The remaining amounts are then compensated from the proceeds resulting from the work of the liquidation committee, in accordance with the order of priority set out in the Libyan Commercial Law.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-role-is-required-of-depositors\"\n\t\t\t\t\t\t\tdata-accordion-index=\"9\" data-title=\"what-role-is-required-of-depositors\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What role is required of depositors?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Depositors are required to follow up on, monitor, and analyze the financial positions of the banks they deal with\u2014especially depositors who have the capacity to do so\u2014in a manner that ensures self-monitoring of their funds. This, in turn, is reflected in their deposit decisions, which should be made objectively and transparently, based on two main factors: the assessment of risk and the associated return.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-is-the-relationship-between-the-dif-and-the-central-bank-of-libya-cbl-and-does-the-establishment-of-a-deposit-insurance-system-mean-that-bank-supervision-is-no-longer-exercised-by-the-central-bank\"\n\t\t\t\t\t\t\tdata-accordion-index=\"10\" data-title=\"what-is-the-relationship-between-the-dif-and-the-central-bank-of-libya-cbl-and-does-the-establishment-of-a-deposit-insurance-system-mean-that-bank-supervision-is-no-longer-exercised-by-the-central-bank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What is the relationship between the DIF and the Central Bank of Libya (CBL), and does the establishment of a deposit insurance system mean that bank supervision is no longer exercised by the Central Bank?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The relationship between the DIF and the Central Bank is an institutional one, as the DIF operates under the supervision of the CBL. The establishment of the DIF came as an addition to the national banking safety net that the Central Bank is building.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Accordingly, the Central Bank directs the components of this network namely the banking supervisory bodies toward achieving integration, harmony, and enhanced cooperation, as well as the exchange of expertise and information among them, in a manner that serves the objectives of the state\u2019s monetary policy.<\/span><\/p><p><span style=\"font-weight: 400;\">Thus, the establishment of the DIF does not mean the end of the CBL&#8217;s supervisory role. On the contrary, it strengthens and activates that role, given that it is the primary regulator of the banking system and its responsibility for achieving stability is ongoing and mandated by law. In this context, the DIF is considered one of the tools for achieving such stability, as it operates under the umbrella of the CBL, with the founders\u2019 efforts unified throughout all stages\u2014toward attaining the desired financial stability.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-which-banks-does-the-dif-recommend-to-depositors-for-placing-their-deposits\"\n\t\t\t\t\t\t\tdata-accordion-index=\"11\" data-title=\"which-banks-does-the-dif-recommend-to-depositors-for-placing-their-deposits\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- Which banks does the DIF recommend to depositors for placing their deposits?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The DIF does not provide any advice, information, or data in this regard. Rather, the responsibility lies with the depositor to decide where to place their funds. However, the DIF encourages deposit decisions to be based on objective criteria, namely the degree of associated risk and the expected return.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-what-distinguishes-the-depositors-insurance-fund-in-libya-from-similar-systems-in-other-countries\"\n\t\t\t\t\t\t\tdata-accordion-index=\"12\" data-title=\"what-distinguishes-the-depositors-insurance-fund-in-libya-from-similar-systems-in-other-countries\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- What distinguishes the Depositors\u2019 Insurance Fund in Libya from similar systems in other countries?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The most important feature that distinguishes the DIF in Libya from similar establishments, is the value of the insurances it provides, which exceed those offered by comparable institutions. Under the DIF\u2019s Articles of Association, the maximum insurance reaches\u00a0<\/span><b>250,000 dinars<\/b><span style=\"font-weight: 400;\">. By comparison, the maximum insurance in the United States is\u00a0<\/span><b>USD 100,000<\/b><span style=\"font-weight: 400;\">, in the United Kingdom\u00a0<\/span><b>GBP 20,000<\/b><span style=\"font-weight: 400;\">, and in Jordan it does not exceed\u00a0<\/span><b>50,000 dinars<\/b><span style=\"font-weight: 400;\">. This reflects the monetary authorities\u2019 desire to make banks operating in Libya among the strongest and most resilient not only in the Arab region, but worldwide.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-accordion-item\">\n\t\t\t\t\t\t<div\t\t\t\t\t\t\tclass=\"bdt-ep-accordion-title bdt-accordion-title bdt-flex bdt-flex-middle bdt-flex-between\" id=\"bdt-ep-accordion-how-can-a-complaint-or-inquiry-be-submitted\"\n\t\t\t\t\t\t\tdata-accordion-index=\"13\" data-title=\"how-can-a-complaint-or-inquiry-be-submitted\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon bdt-flex-align-right\"\n\t\t\t\t\t\t\t\t\taria-hidden=\"true\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-closed\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"bdt-ep-accordion-icon-opened\">\n\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"fa-fw e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<span role=\"heading\" class=\"bdt-ep-title-text bdt-flex-inline bdt-flex-middle\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t- How can a complaint or inquiry be submitted?\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"bdt-ep-accordion-content bdt-accordion-content\">\n\t\t\t\t\t\t\t<p>This can be done via the electronic complaints form on the <a href=\"\/en\/contact-us\/\">Contact Us<\/a> page, or through the Fund&#8217;s official email <a href=\"mailto:info@dif.gov.ly\">info@dif.gov.ly<\/a>, with a guarantee of confidentiality of information and privacy of the sender.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40b8fc2 elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40b8fc2\" data-element_type=\"section\" data-e-type=\"section\" id=\"testimonials\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a0ff4c animated-fast elementor-invisible\" data-id=\"9a0ff4c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b2c7b1 elementor-widget elementor-widget-heading\" data-id=\"3b2c7b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nI am pleased to welcome you to the official website of the Depositors' Insurance Fund, an institution that has been steadily and effectively fulfilling its duties since its establishment. It embodies our vision of being a cornerstone of financial stability in Libya, a bulwark protecting depositors' rights, and a source of confidence in the Libyan banking system. The Fund was established as a financially and administratively independent entity, operating within the framework of the laws and regulations governing the banking sector and in coordination with the Central Bank of Libya. Its mandate is to guarantee depositors' funds and compensate them in the event of the failure or liquidation of any member bank. This role stems from our unwavering commitment to protecting citizens' money and enhancing confidence in the banking sector. The Fund's operations are based on the principles of transparency and good governance, adhering to the highest standards of preparedness and efficiency in risk management. It is capable of fulfilling its obligations to depositors under various possible scenarios, within the legally established guarantee limits, thus ensuring fairness and protection for all depositors. The fund is moving steadily towards achieving its strategic goals by developing its internal systems, enhancing its technical and administrative capabilities, and adopting international best practices in risk management. It also seeks to raise the level of financial awareness among the public.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4bfb40 bdt-icon-type-image elementor-position-top bdt-icon-effect-none elementor-widget elementor-widget-bdt-advanced-icon-box\" data-id=\"e4bfb40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdt-advanced-icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box\">\n\n\t\t\t\t\t\t\t\n\t\t\n\t\t\t\t\n\t\t\t<div class=\"bdt-ep-advanced-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"bdt-ep-advanced-icon-box-title ep-title-\">\n\t\t\t<span >\n\t\t\t\tMr. Milad Faraj Al-Sahli\t\t\t<\/span>\n\t\t<\/h4>\n\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-description\">\n\t\t\t\t\t\t<h4>General Manager<\/h4>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4df9517 elementor-hidden-desktop elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4df9517\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20c6998 animated-fast elementor-invisible\" data-id=\"20c6998\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e8e572 elementor-widget elementor-widget-text-editor\" data-id=\"3e8e572\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>I am pleased to welcome you to the official website of the Depositors&#8217; Guarantee Fund, an institution that has been steadily and effectively fulfilling its duties since its establishment. It embodies our vision of being a cornerstone of financial stability in Libya, a bulwark protecting depositors&#8217; rights, and a source of confidence in the Libyan banking system. The Fund was established as a financially and administratively independent entity, operating within the framework of the laws and regulations governing the banking sector and in coordination with the Central Bank of Libya. Its mandate is to guarantee depositors&#8217; funds and compensate them in the event of the failure or liquidation of any member bank. This role stems from our unwavering commitment to protecting citizens&#8217; money and enhancing confidence in the banking sector. The Fund&#8217;s operations are based on the principles of transparency and good governance, adhering to the highest standards of preparedness and efficiency in risk management. It is capable of fulfilling its obligations to depositors under various possible scenarios, within the legally established guarantee limits, thus ensuring fairness and protection for all depositors. The fund is moving steadily towards achieving its strategic goals by developing its internal systems, enhancing its technical and administrative capabilities, and adopting international best practices in risk management. It also seeks to raise the level of financial awareness among the public.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4ec0a4 bdt-icon-type-image elementor-position-top bdt-icon-effect-none elementor-widget elementor-widget-bdt-advanced-icon-box\" data-id=\"e4ec0a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdt-advanced-icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box\">\n\n\t\t\t\t\t\t\t\n\t\t\n\t\t\t\t\n\t\t\t<div class=\"bdt-ep-advanced-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"bdt-ep-advanced-icon-box-title ep-title-\">\n\t\t\t<span >\n\t\t\t\tMr. Milad Faraj Al-Sahli\t\t\t<\/span>\n\t\t<\/h4>\n\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-description\">\n\t\t\t\t\t\t<h4><span style=\"color: #000000;\">General Manager<\/span><\/h4>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef4e72b elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef4e72b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2672f18 animated-fast elementor-invisible\" data-id=\"2672f18\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a993c1d elementor-widget elementor-widget-text-editor\" data-id=\"a993c1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>I am pleased to welcome you to the official website of the Depositors&#8217; Guarantee Fund, an institution that has been steadily and effectively fulfilling its duties since its establishment. It embodies our vision of being a cornerstone of financial stability in Libya, a bulwark protecting depositors&#8217; rights, and a source of confidence in the Libyan banking system. The Fund was established as a financially and administratively independent entity, operating within the framework of the laws and regulations governing the banking sector and in coordination with the Central Bank of Libya. Its mandate is to guarantee depositors&#8217; funds and compensate them in the event of the failure or liquidation of any member bank. This role stems from our unwavering commitment to protecting citizens&#8217; money and enhancing confidence in the banking sector. The Fund&#8217;s operations are based on the principles of transparency and good governance, adhering to the highest standards of preparedness and efficiency in risk management. It is capable of fulfilling its obligations to depositors under various possible scenarios, within the legally established guarantee limits, thus ensuring fairness and protection for all depositors. The fund is moving steadily towards achieving its strategic goals by developing its internal systems, enhancing its technical and administrative capabilities, and adopting international best practices in risk management. It also seeks to raise the level of financial awareness among the public.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-038f68f bdt-icon-type-image elementor-position-left elementor-vertical-align-top bdt-icon-effect-none elementor-widget elementor-widget-bdt-advanced-icon-box\" data-id=\"038f68f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bdt-advanced-icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box\">\n\n\t\t\t\t\t\t\t\n\t\t\n\t\t\t\t\n\t\t\t<div class=\"bdt-ep-advanced-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"bdt-ep-advanced-icon-box-title ep-title-\">\n\t\t\t<span >\n\t\t\t\tMr. Milad Faraj Al-Sahli\t\t\t<\/span>\n\t\t<\/h4>\n\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"bdt-ep-advanced-icon-box-description\">\n\t\t\t\t\t\t<h4><span style=\"color: #000000;\">General Manager<\/span><\/h4>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4503eae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4503eae\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dbcffe5\" data-id=\"dbcffe5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61cfd4b animated-fast elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"61cfd4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DIF News<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe44969 animated-fast elementor-invisible elementor-widget elementor-widget-uicore-post-grid\" data-id=\"fe44969\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"uicore-post-grid.default\">\n\t\t\t\t\t<div class=\"uicore-grid-container uicore-blog-grid uicore-grid-row uicore-grid uicore-landscape-ratio uicore-medium-space animate-3 ui-st-boxed uicore-blog-widget\">\n            <div class=\"uicore-grid-item uicore-col-md-6 uicore-col-lg-4  uicore-zoom uicore-animate post-1030 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" >\n                <article class=\"uicore-post\">\n                    <div class=\"uicore-post-wrapper\">\n\n                        <a href=\"https:\/\/www.dif.gov.ly\/en\/the-dif-most-notable-achievements-for-the-year-2026\/\" title=\" View Post: The Dif most notable achievements for the year 2026\" >  <div class=\"uicore-blog-img-container uicore-zoom-wrapper\">\n                                            <div class=\"uicore-cover-img\" style=\"background-image: url(https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign-text.png)\"><\/div>\n                                        <\/div><\/a>\n                        <div class=\"uicore-post-info\">\n                            <div class=\"uicore-post-info-wrapper\">\n                                                                <div class=\"uicore-post-category uicore-body\">\n                                    <a href=\"https:\/\/www.dif.gov.ly\/en\/category\/news\/\" title=\"View News posts\">News<\/a>                                <\/div>\n                              <a href=\"https:\/\/www.dif.gov.ly\/en\/the-dif-most-notable-achievements-for-the-year-2026\/\" title=\"View Post: The Dif most notable achievements for the year 2026 \">                              <h4 class=\"uicore-post-title\">\n                                <span>The Dif most notable achievements for the year 2026<\/span>\n                              <\/h4>\n                              <\/a>                            <\/div>\n                        <\/div>\n\n                    <\/div>\n                <\/article>\n            <\/div>\n        \n            <div class=\"uicore-grid-item uicore-col-md-6 uicore-col-lg-4  uicore-zoom uicore-animate post-1032 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" >\n                <article class=\"uicore-post\">\n                    <div class=\"uicore-post-wrapper\">\n\n                        <a href=\"https:\/\/www.dif.gov.ly\/en\/the-dif-most-notable-achievements-for-the-year-2025\/\" title=\" View Post: The Dif most notable achievements for the year 2025\" >  <div class=\"uicore-blog-img-container uicore-zoom-wrapper\">\n                                            <div class=\"uicore-cover-img\" style=\"background-image: url(https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign-text.png)\"><\/div>\n                                        <\/div><\/a>\n                        <div class=\"uicore-post-info\">\n                            <div class=\"uicore-post-info-wrapper\">\n                                                                <div class=\"uicore-post-category uicore-body\">\n                                    <a href=\"https:\/\/www.dif.gov.ly\/en\/category\/news\/\" title=\"View News posts\">News<\/a>                                <\/div>\n                              <a href=\"https:\/\/www.dif.gov.ly\/en\/the-dif-most-notable-achievements-for-the-year-2025\/\" title=\"View Post: The Dif most notable achievements for the year 2025 \">                              <h4 class=\"uicore-post-title\">\n                                <span>The Dif most notable achievements for the year 2025<\/span>\n                              <\/h4>\n                              <\/a>                            <\/div>\n                        <\/div>\n\n                    <\/div>\n                <\/article>\n            <\/div>\n        \n            <div class=\"uicore-grid-item uicore-col-md-6 uicore-col-lg-4  uicore-zoom uicore-animate post-1033 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" >\n                <article class=\"uicore-post\">\n                    <div class=\"uicore-post-wrapper\">\n\n                        <a href=\"https:\/\/www.dif.gov.ly\/en\/the-dif-participation-in-a-workshop\/\" title=\" View Post: The Dif participation in a workshop\" >  <div class=\"uicore-blog-img-container uicore-zoom-wrapper\">\n                                            <div class=\"uicore-cover-img\" style=\"background-image: url(https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign-text.png)\"><\/div>\n                                        <\/div><\/a>\n                        <div class=\"uicore-post-info\">\n                            <div class=\"uicore-post-info-wrapper\">\n                                                                <div class=\"uicore-post-category uicore-body\">\n                                    <a href=\"https:\/\/www.dif.gov.ly\/en\/category\/news\/\" title=\"View News posts\">News<\/a>                                <\/div>\n                              <a href=\"https:\/\/www.dif.gov.ly\/en\/the-dif-participation-in-a-workshop\/\" title=\"View Post: The Dif participation in a workshop \">                              <h4 class=\"uicore-post-title\">\n                                <span>The Dif participation in a workshop<\/span>\n                              <\/h4>\n                              <\/a>                            <\/div>\n                        <\/div>\n\n                    <\/div>\n                <\/article>\n            <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a856ab1 elementor-align-center animated-fast elementor-invisible elementor-widget elementor-widget-button\" data-id=\"a856ab1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/news-and-events\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zM140 300h116v70.9c0 10.7 13 16.1 20.5 8.5l114.3-114.9c4.7-4.7 4.7-12.2 0-16.9l-114.3-115c-7.6-7.6-20.5-2.2-20.5 8.5V212H140c-6.6 0-12 5.4-12 12v64c0 6.6 5.4 12 12 12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a97a667 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a97a667\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e0d466f\" data-id=\"e0d466f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c74e4c ui-e-a-animate elementor-invisible elementor-widget elementor-widget-highlighted-text\" data-id=\"0c74e4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"highlighted-text.default\">\n\t\t\t\t\t        <h2 class=\"ui-e--highlighted-text\">\n            <span class=\"ui-e-headline-text elementor-repeater-item-b68a653\">1. Commercial banks that are members of the DIF<\/span>        <\/h2>\n    \t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9899b26 ui-e-animation-circular elementor-widget elementor-widget-uicore-logo-carousel\" data-id=\"9899b26\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;slides_per_view&quot;:&quot;5&quot;,&quot;center_slides&quot;:&quot;true&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:2000,&quot;reverse&quot;:&quot;true&quot;,&quot;navigation&quot;:&quot;arrows-fraction&quot;,&quot;carousel_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;animation_style&quot;:&quot;circular&quot;,&quot;slides_per_view_tablet&quot;:2,&quot;slides_per_view_mobile&quot;:1,&quot;show_hidden&quot;:&quot;hidden&quot;,&quot;grab_cursor&quot;:&quot;yes&quot;,&quot;loop&quot;:&quot;true&quot;,&quot;overflow_container&quot;:&quot;container&quot;}\" data-widget_type=\"uicore-logo-carousel.default\">\n\t\t\t\t\t        <div class=\"ui-e-carousel swiper\">\n            <div class='swiper-wrapper'>\n                        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.bcd.ly\/ar\" target=\"_blank\">\n                            <figure class=\"\">\n            <img decoding=\"async\" width=\"238\" height=\"48\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-bcd-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/nab.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img decoding=\"async\" width=\"200\" height=\"60\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-nab-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.bankfab.com\/ar-ly\" target=\"_blank\">\n                            <figure class=\"\">\n            <img decoding=\"async\" width=\"253\" height=\"93\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-bankfab-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.jbank.ly\/ar\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"307\" height=\"83\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-jbank-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-jbank-ly-logo.png 307w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-jbank-ly-logo-300x81.png 300w\" sizes=\"(max-width: 307px) 100vw, 307px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/tab.ly\/%20\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"172\" height=\"60\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-tab-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/meditbank.ly\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"463\" height=\"207\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202ameditbank-ly\u202c\u202c-logo-1.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202ameditbank-ly\u202c\u202c-logo-1.png 463w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202ameditbank-ly\u202c\u202c-logo-1-300x134.png 300w\" sizes=\"(max-width: 463px) 100vw, 463px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/alwahabank.ly\/home\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"369\" height=\"183\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ALWAHA-Bank-logo-1.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ALWAHA-Bank-logo-1.png 369w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ALWAHA-Bank-logo-1-300x149.png 300w\" sizes=\"(max-width: 369px) 100vw, 369px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.lfb.ly\/en\/home\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"280\" height=\"86\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-lfb-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/atib.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"251\" height=\"58\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-Atib-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/alwafabank.com\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"220\" height=\"85\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-alwafabank-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.wahdabank.com.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"349\" height=\"52\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-wahdabank-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-wahdabank-logo.png 349w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-wahdabank-logo-300x45.png 300w\" sizes=\"(max-width: 349px) 100vw, 349px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.ncb.ly\/ar\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"58\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ncb-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.aman-bank.com\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"254\" height=\"88\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-Aman-bank-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.ubci-libya.com\/AR\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"90\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ubci-libya-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/nubank.ly\/wp\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"577\" height=\"136\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-Nubank-ly-logo-2.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-Nubank-ly-logo-2.png 577w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-Nubank-ly-logo-2-300x71.png 300w\" sizes=\"(max-width: 577px) 100vw, 577px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n            <\/div>\n        <\/div>\n                <div class=\"ui-e-button ui-e-carousel-button ui-e-previous\" role=\"button\" aria-label=\"Previous slide\">\n            <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>        <\/div>\n        <div class=\"ui-e-button ui-e-carousel-button ui-e-next\" role=\"button\" aria-label=\"Next slide\">\n            <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>        <\/div>\n            <div class=\"ui-e-fraction ui-e-carousel-fraction\">\n            <span class=\"ui-e-current\"><\/span>\n            \/\n            <span class=\"ui-e-total\"><\/span>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d80a5a ui-e-a-animate elementor-invisible elementor-widget elementor-widget-highlighted-text\" data-id=\"8d80a5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"highlighted-text.default\">\n\t\t\t\t\t        <h2 class=\"ui-e--highlighted-text\">\n            <span class=\"ui-e-headline-text elementor-repeater-item-b68a653\">2. Islamic banks that are members of the DIF<\/span>        <\/h2>\n    \t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35a500d ui-e-animation-circular elementor-widget elementor-widget-uicore-logo-carousel\" data-id=\"35a500d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;slides_per_view&quot;:&quot;5&quot;,&quot;center_slides&quot;:&quot;true&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:2000,&quot;reverse&quot;:&quot;true&quot;,&quot;navigation&quot;:&quot;arrows-fraction&quot;,&quot;carousel_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;animation_style&quot;:&quot;circular&quot;,&quot;slides_per_view_tablet&quot;:2,&quot;slides_per_view_mobile&quot;:1,&quot;show_hidden&quot;:&quot;hidden&quot;,&quot;grab_cursor&quot;:&quot;yes&quot;,&quot;loop&quot;:&quot;true&quot;,&quot;overflow_container&quot;:&quot;container&quot;}\" data-widget_type=\"uicore-logo-carousel.default\">\n\t\t\t\t\t        <div class=\"ui-e-carousel swiper\">\n            <div class='swiper-wrapper'>\n                        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/portal.lib.com.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"90\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-lib-comlylogo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-lib-comlylogo.png 330w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-lib-comlylogo-300x82.png 300w\" sizes=\"(max-width: 330px) 100vw, 330px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/yaqeenbank.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"90\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-yaqeenbank-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-yaqeenbank-logo.png 330w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-yaqeenbank-logo-300x82.png 300w\" sizes=\"(max-width: 330px) 100vw, 330px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.andalusbank.com\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"332\" height=\"107\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202aandalusbank\u202c\u202clogo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202aandalusbank\u202c\u202clogo.png 332w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202aandalusbank\u202c\u202clogo-300x97.png 300w\" sizes=\"(max-width: 332px) 100vw, 332px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/nub.ly\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"114\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-nub-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-nub-ly-logo.png 330w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-nub-ly-logo-300x104.png 300w\" sizes=\"(max-width: 330px) 100vw, 330px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/sahara.net.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"278\" height=\"90\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-sahara-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/www.aiib.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"503\" height=\"100\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202aaiib-ly\u202c\u202c-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202aaiib-ly\u202c\u202c-logo.png 503w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-\u202b\u202aaiib-ly\u202c\u202c-logo-300x60.png 300w\" sizes=\"(max-width: 503px) 100vw, 503px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/dib.ly\/\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"363\" height=\"112\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-dib-ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-dib-ly-logo.png 363w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-dib-ly-logo-300x93.png 300w\" sizes=\"(max-width: 363px) 100vw, 363px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n        <div class=\"ui-e-wrp swiper-slide\">\n                            <a class=\"ui-e-item\" href=\"https:\/\/ifb.ly\/ar\" target=\"_blank\">\n                            <figure class=\"\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"90\" src=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ifb.ly-logo.png\" class=\"attachment-medium_large size-medium_large\" alt=\" : \" srcset=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ifb.ly-logo.png 330w, https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/Dif-libya-ifb.ly-logo-300x82.png 300w\" sizes=\"(max-width: 330px) 100vw, 330px\" \/>        <\/figure>\n                    <\/a>\n                        <\/div>\n            <\/div>\n        <\/div>\n                <div class=\"ui-e-button ui-e-carousel-button ui-e-previous\" role=\"button\" aria-label=\"Previous slide\">\n            <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>        <\/div>\n        <div class=\"ui-e-button ui-e-carousel-button ui-e-next\" role=\"button\" aria-label=\"Next slide\">\n            <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>        <\/div>\n            <div class=\"ui-e-fraction ui-e-carousel-fraction\">\n            <span class=\"ui-e-current\"><\/span>\n            \/\n            <span class=\"ui-e-total\"><\/span>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Depositors Insurance Fund in Libya The Depositors&#8217; Insurance Fund works to enhance confidence in the banking sector by protecting depositors&#8217; funds and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-924","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.6.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646 \u0647\u0648 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u062a\u0645\u062a\u0639 \u0628\u0630\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629\u060c \u0648\u062a\u062e\u0636\u0639 \u0644\u0625\u0634\u0631\u0627\u0641 \u0645\u0635\u0631\u0641 \u0644\u064a\u0628\u064a\u0627 \u0627\u0644\u0645\u0631\u0643\u0632\u064a. \u064a\u0647\u062f\u0641 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0625\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646\u060c \u062a\u0634\u062c\u064a\u0639\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u062a\u0639\u0632\u064a\u0632\u064b\u0627 \u0644\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u060c \u0648\u062f\u0639\u0645\u064b\u0627 \u0644\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0628\u0644\u0627\u062f. The Depositors&#039; Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. 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The Depositors&#039; Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. The Fund aims to protect depositors&#039; funds, encourage saving, strengthen confidence in the banking system, and support financial stability in the country.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.dif.gov.ly\/en\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"453\" \/>\n\t\t<meta property=\"og:image:height\" content=\"429\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Home Page - Deposit Insurance Fund Libya - \u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646 \u0647\u0648 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u062a\u0645\u062a\u0639 \u0628\u0630\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629\u060c \u0648\u062a\u062e\u0636\u0639 \u0644\u0625\u0634\u0631\u0627\u0641 \u0645\u0635\u0631\u0641 \u0644\u064a\u0628\u064a\u0627 \u0627\u0644\u0645\u0631\u0643\u0632\u064a. \u064a\u0647\u062f\u0641 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0625\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646\u060c \u062a\u0634\u062c\u064a\u0639\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u062a\u0639\u0632\u064a\u0632\u064b\u0627 \u0644\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u060c \u0648\u062f\u0639\u0645\u064b\u0627 \u0644\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0628\u0644\u0627\u062f. The Depositors&#039; Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. 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The Depositors' Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. 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The Depositors' Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. 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The Depositors' Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. The Fund aims to protect depositors' funds, encourage saving, strengthen confidence in the banking system, and support financial stability in the country.","og:url":"https:\/\/www.dif.gov.ly\/en\/","og:image":"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign.png","og:image:secure_url":"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign.png","og:image:width":453,"og:image:height":429,"twitter:card":"summary_large_image","twitter:title":"Home Page - Deposit Insurance Fund Libya - \u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646","twitter:description":"\u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646 \u0647\u0648 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u062a\u0645\u062a\u0639 \u0628\u0630\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629\u060c \u0648\u062a\u062e\u0636\u0639 \u0644\u0625\u0634\u0631\u0627\u0641 \u0645\u0635\u0631\u0641 \u0644\u064a\u0628\u064a\u0627 \u0627\u0644\u0645\u0631\u0643\u0632\u064a. \u064a\u0647\u062f\u0641 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0625\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646\u060c \u062a\u0634\u062c\u064a\u0639\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u062a\u0639\u0632\u064a\u0632\u064b\u0627 \u0644\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u060c \u0648\u062f\u0639\u0645\u064b\u0627 \u0644\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0628\u0644\u0627\u062f. The Depositors' Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. The Fund aims to protect depositors' funds, encourage saving, strengthen confidence in the banking system, and support financial stability in the country.","twitter:image":"https:\/\/www.dif.gov.ly\/wp-content\/uploads\/2026\/01\/dif-libya-logo-sign.png"},"aioseo_meta_data":{"post_id":"924","title":"Home Page - Deposit Insurance Fund Libya - \u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646","description":"\u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646 \u0647\u0648 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u062a\u0645\u062a\u0639 \u0628\u0630\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629\u060c \u0648\u062a\u062e\u0636\u0639 \u0644\u0625\u0634\u0631\u0627\u0641 \u0645\u0635\u0631\u0641 \u0644\u064a\u0628\u064a\u0627 \u0627\u0644\u0645\u0631\u0643\u0632\u064a. \u064a\u0647\u062f\u0641 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0625\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646\u060c \u062a\u0634\u062c\u064a\u0639\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u062a\u0639\u0632\u064a\u0632\u064b\u0627 \u0644\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u060c \u0648\u062f\u0639\u0645\u064b\u0627 \u0644\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0628\u0644\u0627\u062f.\nThe Depositors' Insurance Fund is a financial institution with independent legal status, supervised by the Central Bank of Libya. The Fund aims to protect depositors' funds, encourage saving, strengthen confidence in the banking system, and support financial stability in the country.","keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"website","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"seo_analyzer_scan_date":null,"breadcrumb_settings":null,"limit_modified_date":false,"reviewed_by":null,"open_ai":null,"ai":null,"created":"2026-05-04 13:17:18","updated":"2026-05-04 14:07:22"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/www.dif.gov.ly\/en\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\tHome Page\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.dif.gov.ly\/en\/"},{"label":"Home Page","link":"https:\/\/www.dif.gov.ly\/en\/"}],"_links":{"self":[{"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/pages\/924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/comments?post=924"}],"version-history":[{"count":115,"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/pages\/924\/revisions"}],"predecessor-version":[{"id":1891,"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/pages\/924\/revisions\/1891"}],"wp:attachment":[{"href":"https:\/\/www.dif.gov.ly\/en\/wp-json\/wp\/v2\/media?parent=924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}